10 Steps To Begin Your Rise Out of Debt

I am writing this as much for myself as for anyone else who might find it helpful. I fully intend to read over the list regularly as a way to stay on track.

Make a list of EVERY debt you owe. Credit cards, medical bills, loans, mortgage company, people. . . EVERY bill! It may be [...]

Cutting Up The Cards

I now know that I MUST do it. A few weeks ago I cut up my Target Visa and my Hooters Mastercard. (Yes, I actually have a Hooters Mastercard!) I have spent all my cash, and with two days til payday, this evening I used one of my credit cards to pay for pizza.
1.) [...]

Frugal Living

I made it another day without wasting any money! I packed my lunch, and although I left work late, tired, and hungry, I resisted the urge to stop for fast food. I suppose I could get used to this eating at home thing. Is it possible that I feel healthier already from not eating so [...]

What Not To Do if You Can’t Pay Your Bills

Today – of all days – I came across this article on the Oh My Aching Debts blog and it was right on time! I think some of the things on the list were written with ME in mind! There have been many times when I didn’t have enough money to pay the total amount [...]